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August 16, 2025Jurnal Ilmu Keuangan dan Perbankan (JIKA)Open Access

Optimizing Financial Literacy to Increase Interest in Saving at Bank Syariah Indonesia

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Authors

AKAdeh Ratna KomalaMMMari MaryatiTBTania Indah Balqis

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Overview

Descriptive analysis shows a positive effect of financial literacy on saving interest at BSI, indicating a need for enhanced financial education programs.

Key Points

  • Financial literacy significantly boosts saving interest, leading to higher engagement with savings products.
  • Evidence shows that a majority of BSI customers demonstrate good financial literacy levels and high saving interest.
  • The study utilizes descriptive and verification methods, specifically SEM PLS, to analyze customer behavior effectively.
  • These findings suggest that Bank Syariah Indonesia should implement more practical financial education workshops for customers.

Cite This Study

Komala et al. (2025) studied this question.

synapsesocial.com/papers/68c235fdb210217d64772f7ehttps://doi.org/10.34010/jika.v14i2.16167
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  4. 4Determinants of Interest Using BSI Mobile Application: A Technology Acceptance Model Approach2025
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