September 10, 2025Academia Open

Perceptions and Financial Literacy Drive Student Saving Decisions in Islamic Banking

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Authors

RPR.A Rizka Qori Yuliani PutriState University of Malang WQWaizul QarniIslamic University MSMuhammad SyahbudiUniversitas Islam Negeri Sumatera Utara

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Implication

Quantitative analysis reveals that perceptions of Islamic banking and financial literacy drive saving decisions in students, highlighting their importance.

Key Points

Positive perceptions of islamic banking significantly enhance students' saving decisions.
Financial literacy plays a crucial role in driving informed financial choices among youth.
A quantitative survey of 79 students at Jabal Noor IT High School provided insight into banking perceptions.
Improving financial literacy and positive perceptions may foster better saving behaviors in young consumers.

Cite This Study

Putri et al. (2025) studied this question.

synapsesocial.com/papers/68c24126b210217d6479db48 https://doi.org/10.21070/acopen.10.2025.11535

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Implication

Quantitative analysis reveals that perceptions of Islamic banking and financial literacy drive saving decisions in students, highlighting their importance.

Perceptions and Financial Literacy Drive Student Saving Decisions in Islamic Banking

Discussion

Member takes

Implication

Key Points

Cite This Study

Perceptions and Financial Literacy Drive Student Saving Decisions in Islamic Banking

Discussion

Member takes

Implication

Key Points

Cite This Study

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Also Consider