Quantitative analysis reveals significant effects of islamic financial literacy and digital m-banking on savings decisions among generation z customers of bank syariah indonesia.
Key Points
Savings decisions are positively influenced by factors like islamic financial literacy and digital m-banking services, showing a clear trend.
The most significant factor affecting saving choices is islamic financial literacy, followed closely by islamic financial inclusion.
The study utilized structural equation modeling-partial least square (sem-pls) to analyze relationships among variables.
Implications suggest that enhancing financial literacy and banking services could improve savings behavior among younger generations.