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October 1, 2025International Journal Of Science Technology & ManagementOpen Access

The Effect of Social Influence Mediated Intention to Use on Actual Usage of Mobile Banking

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Authors

OIOlivia Putri IskandarEMErlina Puspitaloka Mahadewi

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Overview

Quantitative analysis reveals significant roles of social influence and perceived ease in mobile banking adoption.

Key Points

  • Intention to Use significantly impacts Actual Usage of mobile banking applications.
  • Social Influence and Perceived Ease of Use positively affect users' Intention to Use mobile banking.
  • This analysis employed a survey method and SEM-PLS to examine 192 active users of BNI mobile banking.
  • Findings suggest strategic implications for enhancing mobile banking adoption among younger users.

Cite This Study

Iskandar et al. (2025) studied this question.

synapsesocial.com/papers/68dd91d5fe798ba2fc49905ahttps://doi.org/10.46729/ijstm.v6i5.1356
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Perceived Ease of Use, Perceived Usefulness and Perceived Trust on Behavior Intention to Use Mobile Banking2025 · 2 citations
  2. 2Customer Intention to Use M-Banking in Indonesia2025
  3. 3The use of UTAUT model to understand user intention and user behavior of mobile banking BIMA PT Bank Jateng2025
  4. 4Study of the Effect of Habit, Perceived Enjoyment, and Perceived Risk on Adoption and Recommendation, Mediated by Behavioral Intention on Bank Negara Indonesia Mobile Banking Application2025
  5. 5The Effect of Human-Computer Interaction on Users’ Intention to Use in Mobile Applications: Evidence from State Banks in Sri Lanka2025