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September 10, 2025International Journal of Entrepreneurship and Management PracticesOpen Access

The Influence of Consumer Intention to Adopt Mobile Banking Applications: A Review of Theoretical Frameworks

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Authors

ZCZaidie ChenFMFatihah MohdNSNur Ain Ayunni Sabri

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Implication

Review explores consumer intention and perceived ease of use for mobile banking engagement, highlighting key motivators.

Key Points

  • User adoption of mobile banking applications is influenced by factors like perceived ease of use and user engagement.
  • The study employs a quantitative approach with a sample size of 500 participants from Hangzhou City Commercial Bank.
  • Analysis is based on structural equation modeling to assess technology acceptance in mobile banking.
  • Insights aim to guide banks in refining mobile banking services, enhancing user satisfaction and involvement.

Cite This Study

Chen et al. (2025) studied this question.

synapsesocial.com/papers/68c23e4fb210217d647913efhttps://doi.org/10.35631/ijemp.830003
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Mobile Banking Adoption: A Multi-Factorial Study on Social Influence, Compatibility, Digital Self-Efficacy, and Perceived Cost Among Generation Z Consumers in the United States2025 · 35 citations
  2. 2The use of UTAUT model to understand user intention and user behavior of mobile banking BIMA PT Bank Jateng2025
  3. 3The Effect of Human-Computer Interaction on Users’ Intention to Use in Mobile Applications: Evidence from State Banks in Sri Lanka2025
  4. 4Study of the Effect of Habit, Perceived Enjoyment, and Perceived Risk on Adoption and Recommendation, Mediated by Behavioral Intention on Bank Negara Indonesia Mobile Banking Application2025
  5. 5Determining Factors of Behavioral Intention to Adopt Digital Banking: A Pilot Study on Youngsters in Malaysia2025