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October 10, 2025Zabags International Journal Of Economy

The Influence of Online Loans on Consumer Behavior of the Community in Dendang Sub-District

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Authors

AEAde Elfhina Ade ElfhinaJambi UniversityZAZaenal AbidinASAhmad Edi SaputraJambi University

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Implication

Quantitative analysis reveals online loans significantly affect consumer behavior among young adults, indicating possible financial instability.

Key Points

  • Online loan usage significantly impacts consumerist behavior, leading to impulsive spending tendencies.
  • The study found that online loans accounted for 8.4% of the influence on consumer behavior, with 91.6% from other factors.
  • Using a quantitative approach, data was collected from 91 respondents aged 20-29 through questionnaires.
  • This highlights a need for policymakers to address the implications of online lending on financial habits.

Cite This Study

Elfhina et al. (2025) studied this question.

synapsesocial.com/papers/68e865117ef2f04ca37e4c80https://doi.org/10.61233/zijec.v3i2.105
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1The Influence of Students' Financial Understanding and Life Style on Interest in Using Technology-Based Loans (Pinjol) in the Era of Financial Services Digitalization2025
  2. 2The Impact of Financial Literacy and Digital Finance Applications on Household Consumption Patterns in the Digital Age: Evidence from Makassar2025 · 4 citations
  3. 3Exploring the Link between Financial Behavior, Financial Stress, and Online Loans among Urban Workers in Medan2025
  4. 4THE INFLUENCE OF FINTECH ON RURAL TEENAGERS’ CONSUMPTIVE BEHAVIOR WITH DIGITAL LIFESTYLE AS INTERVENING2025
  5. 5ONLINE LOANS AND ONLINE GAMBLING IN THE CONSUMERIST REALITY OF GENERATION Z: A MIXED-METHODS PERCEPTION STUDY2025