The Influence of Fintech on Rural Teenagers’ Consumptive Behavior With Digital Lifestyle as Intervening

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Quantitative analysis shows fintech influences consumptive behavior in rural teenagers, highlighting digital lifestyle's role.

Frequent fintech usage correlates with impulsive spending tendencies among rural teenagers.
Data analysis reveals that a digital lifestyle mediates the relationship between fintech and spending behavior.
Targeted financial literacy education is recommended to improve digital financial management for youth.
The study was conducted among teenagers aged 15 to 24 in rural Indonesia, specifically in Desa Cumedak.

Efendi et al. (2025) studied this question.

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