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August 13, 2025

Online Loans and Online Gambling in the Consumerist Reality of Generation Z: A Mixed-Methods Perception Study

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Authors

FAFina AgustinaJenderal Soedirman UniversityEHEliada HerwiyantiJenderal Soedirman University

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Implication

Mixed-methods research investigates online loans and gambling in Generation Z, suggesting links to consumerist behavior.

Key Points

  • Consumerist behavior significantly influences online loans and online gambling engagement, leading to risky financial decisions.
  • Findings indicate that 61 university students participated in surveys and in-depth interviews, revealing concerning trends.
  • The analysis incorporated a mixed-methods approach, combining quantitative surveys with qualitative interviews for deeper insight.
  • Consequences indicate the need for enhanced financial literacy programs to combat the risks posed by digital financial services.

Cite This Study

Agustina et al. (2025) studied this question.

synapsesocial.com/papers/68af7c8d7567bf4f94ff3fedhttps://doi.org/10.32424/icsema.1.1.166
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1THE PHENOMENON OF ONLINE GAMBLING AMONG GENERATION Z: THE INFLUENCE OF MENTALITY AND MACROECONOMIC IMPLICATIONS FROM AN ISLAMIC PERSPECTIVE2024 · 1 citations
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  3. 3Financial Behavior of Gen Z Students: Digital Lifestyle, FoMo, and Financial Literacy2025 · 4 citations
  4. 4The Influence of Online Loans on Consumer Behavior of the Community in Dendang Sub-District2025
  5. 5The Impact of Financial Literacy, Self-Control, and Digital Payment Usage on Generation Z's Consumer Behavior in West Jakarta2025