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September 25, 2025MARGINAL JOURNAL OF MANAGEMENT ACCOUNTING GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES

The Role of Public Business Credit (KUR) at Pegadaian Palu Timur Branch Office in Improving Community Economic Welfare in Palu City (2022–2024)

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Authors

KKKartika KartikaSYSanti YunusMIMohamad Ichwan

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Overview

Qualitative analysis reveals that Public Business Credit supports MSMEs, improving economic welfare in Palu City.

Key Points

  • KUR program saw a business turnover increase of 20-40% for most customers, enhancing local economic welfare.
  • The financing program helped meet basic household needs, reducing dependence on informal loans for many recipients.
  • The scope of welfare improvement remains limited to nuclear families, with expansion challenges faced by most customers.
  • Study limitations include a small respondent pool and coverage limited to one pawnshop branch in Palu City.

Cite This Study

Kartika et al. (2025) studied this question.

synapsesocial.com/papers/68d5e1fbbd7882ccb9b8635ahttps://doi.org/10.55047/marginal.v4i4.1921
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Procedures and Requirements for Submitting People's Business Credit (KUR) to Support the Development of Customer MSMEs at PT Bank Rakyat Indonesia (Persero) Batanghari Branch Office2025
  2. 2Analysis of Factors Affecting the Decision to Grant “KUR” in the Agricultural Sector at PT XYZ in Malang District, Indonesia2025
  3. 3The Influence of Credit Procedures, Service Quality and Bank Location on the Decision to Take People's Business Credit (KUR)2025
  4. 4Determinant Factors of People’s Business Credit (KUR) Repayment in The Livestock Sector2025 · 1 citations
  5. 5Enhancing Sharia Kur Effectiveness In Batang: Regulatory Barriers And Msme Economic Growth2025