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September 5, 2025Buletin PeternakanOpen Access

Determinant Factors of People’s Business Credit (KUR) Repayment in The Livestock Sector

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Authors

ASAldi SyahfrizalMMMujtahidah Anggriani Ummul MuzayyanahTWTian Jihadhan Wankar

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Overview

Survey identifies key factors impacting loan repayment in the livestock sector, highlighting borrower characteristics and loan terms.

Key Points

  • Loan repayment performance is significantly influenced by borrower age, loan amount, loan term, and credit risk score.
  • Neither gender, number of dependents, education level, nor business experience significantly affect loan repayment outcomes.
  • A binary logistic regression model was used to analyze the determinants of loan repayment from 505 surveyed farmers.
  • Aligning loan terms with livestock production cycles and enhancing financial literacy can improve repayment rates.

Cite This Study

Syahfrizal et al. (2025) studied this question.

synapsesocial.com/papers/68c23922b210217d6477af23https://doi.org/10.21059/buletinpeternak.v49i3.104116
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