September 10, 2025

Procedures and Requirements for Submitting People's Business Credit (KUR) to Support the Development of Customer MSMEs at PT Bank Rakyat Indonesia (Persero) Batanghari Branch Office

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Research reveals that people's business credit supports MSME growth, highlighting challenges in the application process.

People's business credit has significantly contributed to MSME development in Indonesia, despite existing challenges.
Complicated application processes and insufficient information about people's business credit are key obstacles for MSMEs.
Evaluation showed that training and payment restructuring for KUR recipients positively influenced MSME capabilities.
Improvements in procedures and counseling are essential to maximize the benefits of people's business credit for MSMEs.

Azizah et al. (2025) studied this question.

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