Integrating HCM and FinTech Systems: A Framework for Holistic Employee Wellness and Financial Resilience

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The framework improves employee financial resilience and wellness through integrated HCM and FinTech systems.
A bidirectional data flow enables comprehensive support while ensuring strong privacy measures are in place.
Behavioral economics principles are embedded in the framework to enable tailored financial interventions for employees.
This integrated approach marks a significant shift towards human-centered technology ecosystems in organizations.

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This integration resolves financial stress in employees and enhances overall wellness, suggesting a new approach to data utilization.

Hitesh Pahuja (2025) studied this question.

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