September 10, 2025European Modern Studies Journal

The Integration of Human Capital Management and Financial Technology in the Gig Economy: Addressing Financial Instability Among Freelance Workers

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HPHitesh Pahuja

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Implication

Observational analysis reveals improved financial stability and well-being in gig workers using HCM and FinTech, indicating innovative support for income volatility.

Key Points

Significant improvements in financial stability were observed, with gig workers using integrated platforms experiencing enhanced economic security.
Platform users had 43% lower high-interest borrowing and 37% fewer overdraft fees, showcasing the effectiveness of FinTech solutions.
Analysis of platforms like DailyPay and Branch utilized blockchain and AI for real-time financial management, improving user financial outcomes.
The integration of workforce management and embedded financial services may enable broader financial inclusion and future economic security.

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Hitesh Pahuja (2025) studied this question.

synapsesocial.com/papers/68c23abeb210217d64782549 https://doi.org/10.59573/emsj.9(4).2025.57

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Implication

Observational analysis reveals improved financial stability and well-being in gig workers using HCM and FinTech, indicating innovative support for income volatility.

The Integration of Human Capital Management and Financial Technology in the Gig Economy: Addressing Financial Instability Among Freelance Workers

Discussion

Member takes

Implication

Key Points

Cite This Study

The Integration of Human Capital Management and Financial Technology in the Gig Economy: Addressing Financial Instability Among Freelance Workers

Discussion

Member takes

Implication

Key Points

Cite This Study

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