September 18, 2025JPAIR Multidisciplinary Research

Financial Knowledge and Practices of Online Freelance Professionals: A Gap Analysis

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Authors

MDMary Monette DiputadoNegros Oriental State University LTLovely TinguhaNegros Oriental State University

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Implication

Descriptive-correlational research identifies disparities in financial literacy and practices among freelancers, highlighting avenues for improvement.

Key Points

Most freelancers exhibit a moderate level of financial knowledge but excel in budgeting and responsible debt repayment.
Spearman's correlation test indicates that educational attainment and years of freelancing influence financial knowledge moderately.
Financial literacy positively correlates with better financial management behaviors in online freelance professionals.
Structured financial education programs are recommended to enhance essential financial management skills amid the growing gig economy.

Cite This Study

Diputado et al. (2025) studied this question.

synapsesocial.com/papers/68d433b0713b0b5dfea735c0 https://doi.org/10.7719/jpair.v62i1.962

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Implication

Descriptive-correlational research identifies disparities in financial literacy and practices among freelancers, highlighting avenues for improvement.

Financial Knowledge and Practices of Online Freelance Professionals: A Gap Analysis

Discussion

Member takes

Implication

Key Points

Cite This Study

Financial Knowledge and Practices of Online Freelance Professionals: A Gap Analysis

Discussion

Member takes

Implication

Key Points

Cite This Study

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Also Consider