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September 10, 2025Cognizance Journal of Multidisciplinary Studies

Financial Literacy and Financial Behavior: An Analysis of Faculty and Staff Financial Decision-Making

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Authors

RPRechie B. Pabelona

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Overview

Descriptive study reveals differences in financial decision-making among faculty and staff, indicating financial literacy plays a crucial role.

Key Points

  • Results showed strong relations between financial behavior and financial literacy, suggesting the need for enhanced education.
  • Faculty and staff exhibited intermediate levels of financial literacy and behavior, with differences noted across sociodemographic categories.
  • The study employed descriptive statistics, ANOVA, and t-tests to analyze financial decision-making and literacy levels among 64 participants.
  • Introducing targeted financial education initiatives is necessary to promote better decision-making and financial well-being.

Cite This Study

Rechie B. Pabelona (2025) studied this question.

synapsesocial.com/papers/68c24364b210217d647a6791https://doi.org/10.47760/cognizance.2025.v05i08.023
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