September 10, 2025International Journal For Multidisciplinary Research

Financial Literacy, Financial Management Practices and Problems of Thrift Businesses in the Cities of Ilocos Norte

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Authors

ATAldrix Tabayag AAAngelina Abrojena

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Implication

Descriptive-correlational study reveals strong ties between financial literacy and management practices in thrift businesses, highlighting areas for training.

Key Points

Thrift business owners displayed a high level of financial literacy, aiding in effective financial decision-making.
The results showed a strong correlation (Pearson r) between financial literacy and financial management practices.
Respondents frequently practiced cash and inventory management, indicating sound financial health in their businesses.
A low degree of problems was reported, with minor issues related to cash and inventory management.

Cite This Study

Tabayag et al. (2025) studied this question.

synapsesocial.com/papers/68c24009b210217d6479886e https://doi.org/10.36948/ijfmr.2025.v07i04.52804

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Implication

Descriptive-correlational study reveals strong ties between financial literacy and management practices in thrift businesses, highlighting areas for training.

Financial Literacy, Financial Management Practices and Problems of Thrift Businesses in the Cities of Ilocos Norte

Discussion

Member takes

Implication

Key Points

Cite This Study

Financial Literacy, Financial Management Practices and Problems of Thrift Businesses in the Cities of Ilocos Norte

Discussion

Member takes

Implication

Key Points

Cite This Study

Also Consider

Also Consider