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January 1, 2025International Journal of Research and Innovation in Social Science

Financial Literacy, Behavior, and Challenges in Teaching: An Insight for a Literacy Program

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Authors

JTJanelee TorninoEFEmil B. Ferdinez

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Overview

Descriptive correlational research reveals financial literacy's weak link to teaching performance, suggesting educators face ongoing financial challenges.

Key Points

  • Financial literacy levels among educators indicate strengths in budgeting and debt management, yet exhibit weaknesses in investing and long-term planning.
  • Despite possessing financial skills, a significant number of educators face financial challenges such as insufficient income and unexpected expenses.
  • Using descriptive correlational methods, the study found no significant link between financial literacy and teaching performance in the examined population.
  • A weak negative relationship suggests that improving financial literacy could help reduce financial stress among educators.

Cite This Study

Tornino et al. (2025) studied this question.

synapsesocial.com/papers/68af2690cf1dd9ea359e1fcbhttps://doi.org/10.47772/ijriss.2025.907000242
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