August 13, 2025

The Role of Lifestyle Moderation in Financial Literacy and Income on Generation Z Financial Management (Survey on Shopee Pay Later Users in Kuningan Regency)

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Authors

MKMunir Nur KomarudinUniversitas Kuningan EAEeng AhmanIndonesia University of Education NJNurul JahidahUniversitas Kuningan

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Implication

Survey reveals financial literacy and income improve personal financial management in Generation Z, highlighting lifestyle's limited moderating effect.

Key Points

Financial literacy positively influences personal financial management, boosting effectiveness in managing finances.
Income also has a positive effect on personal financial management, reinforcing the need for financial resources.
Using moderated regression analysis, the study assessed the interactions between financial literacy, income, and lifestyle.
Results indicate lifestyle does not moderate the impacts of financial literacy or income on personal financial management.

Cite This Study

Komarudin et al. (2025) studied this question.

synapsesocial.com/papers/68af7f407567bf4f94ff6079 https://doi.org/10.32424/icsema.1.1.79

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Implication

Survey reveals financial literacy and income improve personal financial management in Generation Z, highlighting lifestyle's limited moderating effect.

The Role of Lifestyle Moderation in Financial Literacy and Income on Generation Z Financial Management (Survey on Shopee Pay Later Users in Kuningan Regency)

Discussion

Member takes

Implication

Key Points

Cite This Study

The Role of Lifestyle Moderation in Financial Literacy and Income on Generation Z Financial Management (Survey on Shopee Pay Later Users in Kuningan Regency)

Discussion

Member takes

Implication

Key Points

Cite This Study

Also Consider

Also Consider