August 16, 2025Dinasti International Journal of Economics Finance & AccountingOpen Access

The Effect of Lifestyle on Financial Management: The Moderating Role of Financial Literacy among Millennial Workers in Sukabumi City

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Authors

SKSalma KhaerunnisaUniversitas Muhammadiyah Sukabumi NNNor NorisantiUniversitas Muhammadiyah Sukabumi KKKokom KomariahPadjadjaran University

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Implication

Analysis shows financial literacy moderates the lifestyle-financial management link in millennials, suggesting integration into workplace initiatives.

Key Points

Lifestyle positively and significantly affects financial management, linking personal habits to fiscal outcomes.
Financial literacy also shows a positive impact on financial management, enhancing worker competency in money matters.
Path analysis using SmartPLS revealed financial literacy weakens the negative lifestyle-financial management relationship.
Integrating financial education into workplace initiatives could mitigate adverse lifestyle effects on financial management.

Cite This Study

Khaerunnisa et al. (2025) studied this question.

synapsesocial.com/papers/68c23626b210217d64773c46 https://doi.org/10.38035/dijefa.v6i4.4816

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Implication

Analysis shows financial literacy moderates the lifestyle-financial management link in millennials, suggesting integration into workplace initiatives.

The Effect of Lifestyle on Financial Management: The Moderating Role of Financial Literacy among Millennial Workers in Sukabumi City

Discussion

Member takes

Implication

Key Points

Cite This Study

The Effect of Lifestyle on Financial Management: The Moderating Role of Financial Literacy among Millennial Workers in Sukabumi City

Discussion

Member takes

Implication

Key Points

Cite This Study

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