September 10, 2025Telaah Bisnis

Financial Behavior of Generation Z in Indonesia: Impact of Literacy, Technology and Lifestyle

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Authors

NSNila Tri Setiawati RPRasistia Wisandianing Primadineska

Discussion

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Implication

This observational analysis shows that financial literacy and technology enhance financial behavior in Generation Z, highlighting lifestyle importance.

Key Points

Financial literacy positively influences financial behavior in Generation Z, promoting better money management.
The study found that financial technology significantly enhances financial behavior, aiding younger generations.
Hedonism lifestyle has a beneficial impact on Generation Z's financial behavior, linking pleasure-seeking to spending habits.
The findings suggest the need for policies supporting financial literacy and services to prevent future financial issues.

Cite This Study

Setiawati et al. (2025) studied this question.

synapsesocial.com/papers/68c23e4fb210217d6479193a https://doi.org/10.35917/tb.v26i1.596

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Implication

This observational analysis shows that financial literacy and technology enhance financial behavior in Generation Z, highlighting lifestyle importance.