Determinants of Banking Efficiency: Technical Review, Allocations and Costs in Indonesian Sharia Business throughout 2011-2020

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Banking efficiency is significantly affected by governance, risk, and compliance factors.
The analysis shows variation in sharia business efficiency levels over a decade, influenced by GDP and inflation.
Research utilizes quantitative analysis with both DEA method and regression to assess efficiency.
Findings highlight the importance of addressing operating expenses and income for long-term stability.

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Quantitative analysis reveals that governance, risk, and compliance impact banking efficiency in Indonesia.

Ghofir et al. (2025) studied this question.

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