January 28, 2025International Journal of Islamic Economics and Finance (IJIEF)Open Access

The Determinants of Islamic Rural Banks’ Efficiency in Indonesia

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Authors

WWWahyu WastutiState University of Jakarta HTHerni Ali Husin ThalibSyarif Hidayatullah State Islamic University Jakarta AFArief FitrijantoSyarif Hidayatullah State Islamic University Jakarta

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Implication

Research demonstrates the impact of risk profile and good corporate governance on banking efficiency in Indonesia, highlighting potential areas for enhancement.

Key Points

Islamic rural banks (IRBs) in Indonesia show significant variability in efficiency based on the risk profile and governance practices.
Earnings factors such as return on assets (ROA) demonstrate a strong influence on IRB efficiency across different evaluation approaches.
Data Envelopment Analysis (DEA) and Multinomial Logistic Regression were utilized to assess 119 Islamic rural banks over two years.
These findings imply that improved governance and risk management strategies can enhance the overall efficiency of the banks.

Cite This Study

Wastuti et al. (2025) studied this question.

synapsesocial.com/papers/68af2b63cf1dd9ea359e485b https://doi.org/10.18196/ijief.v8i1.21491

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Implication

Research demonstrates the impact of risk profile and good corporate governance on banking efficiency in Indonesia, highlighting potential areas for enhancement.

The Determinants of Islamic Rural Banks’ Efficiency in Indonesia

Discussion

Member takes

Implication

Key Points

Cite This Study

The Determinants of Islamic Rural Banks’ Efficiency in Indonesia

Discussion

Member takes

Implication

Key Points

Cite This Study

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