Comparative Analysis Of The Financial Performance Of Indonesian Islamic Banks Before And After The Merger

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Quantitative analysis highlights financial performance metrics in Indonesian Islamic banks, suggesting areas for improvement.

Financial performance of Islamic banks is satisfactory overall, but ROA requires improvement.
The capital adequacy ratio and non-performing financing ratio indicate solid financing quality.
Islamic banks exhibit an aggressive financing to deposit ratio, reflecting an active lending approach.
Operational efficiency, as indicated by the BOPO ratio, shows potential areas for enhancement.

Sulaiman et al. (2025) studied this question.

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