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November 4, 2025International Journal of Scientific Research and Management (IJSRM)Open Access

Digital Literacy, Financial Technology Adoption, and Sustainable Business Practices Among MSMEs: Evidence From Gorontalo

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Authors

JIJuniaty Ismail HMHerwin MopanggaState University of Gorontalo FAFony AbdullahState University of Gorontalo

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Implication

Observational analysis shows digital literacy enhances sustainable business practices in MSMEs, suggesting the need for value-based technology adoption.

Key Points

Digital literacy significantly improves sustainable business practices among MSMEs in Gorontalo, indicating its importance in the digital economy.
Findings reveal a strong correlation with a beta coefficient of 0.6303 and significant statistical value (p < 0.001).
Observational analysis employs mixed-methods, integrating quantitative data from 49 respondents and qualitative interviews for depth.
Emphasizes the role of ethical values and social trust in enhancing financial technology adoption and business sustainability in local contexts.

Cite This Study

Ismail et al. (2025) studied this question.

synapsesocial.com/papers/690945348f2297dc13533045 https://doi.org/10.18535/ijsrm/v13i11.em01

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Implication

Observational analysis shows digital literacy enhances sustainable business practices in MSMEs, suggesting the need for value-based technology adoption.

Digital Literacy, Financial Technology Adoption, and Sustainable Business Practices Among MSMEs: Evidence From Gorontalo

Discussion

Member takes

Implication

Key Points

Cite This Study

Digital Literacy, Financial Technology Adoption, and Sustainable Business Practices Among MSMEs: Evidence From Gorontalo

Discussion

Member takes

Implication

Key Points

Cite This Study

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