October 8, 2025IAR Journal of Business Management

The Effect of Capital Adequacy Ratio, Non-Performing Financing, and Financing to Deposit Ratio on Financial Performance: Study at The Islamic Microfinance Banks in Indonesia.

View Full Paper

Ask AI

Bookmark

Authors

TATaufik AkbarUniversity of Brawijaya

Discussion

Member takes

Implication

Analysis demonstrates effects of capital adequacy and financing ratios on ROA in Islamic microfinance banks, suggesting significant implications for financial strategies.

Key Points

Capital adequacy ratio and financing to deposit ratio significantly improve return on assets in Islamic microfinance banks.
Non-performing financing negatively affects return on assets but lacks statistical significance in this analysis.
Multiple linear regression methods were employed to assess financial performance across 130 microfinance banks.
This research highlights the importance of effective financial management strategies for Islamic microfinance institutions.

Cite This Study

Taufik Akbar (2021) studied this question.

synapsesocial.com/papers/68e5d50830fda0630036b13e https://doi.org/10.47310/iarjbm.2021.v02i01.096

View Full Paper

Ask AI

Bookmark

Implication

Analysis demonstrates effects of capital adequacy and financing ratios on ROA in Islamic microfinance banks, suggesting significant implications for financial strategies.

The Effect of Capital Adequacy Ratio, Non-Performing Financing, and Financing to Deposit Ratio on Financial Performance: Study at The Islamic Microfinance Banks in Indonesia.

Discussion

Member takes

Implication

Key Points

Cite This Study

The Effect of Capital Adequacy Ratio, Non-Performing Financing, and Financing to Deposit Ratio on Financial Performance: Study at The Islamic Microfinance Banks in Indonesia.

Discussion

Member takes

Implication

Key Points

Cite This Study

Also Consider

Also Consider