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September 10, 2025Indonesian Journal of Sustainability Accounting and ManagementOpen Access

The Effect of Financial Literacy on Financial Inclusion in Sustaining Indonesia SMEs Growth

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Authors

FKFlorentina Kurniasari

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Overview

Quantitative analysis reveals significant effects of financial literacy on financial inclusion in Indonesian SMEs, suggesting enhanced economic growth.

Key Points

  • Financial literacy significantly affects financial inclusion in Indonesian SMEs, highlighting the need for better education.
  • Knowledge had the highest impact on improving financial inclusion among SMEs, followed by skill, attitude, and behavior.
  • The research employed a quantitative approach, using questionnaires with 150 SMEs in culinary businesses for data collection.
  • These findings point to the urgency of enhancing financial education to support economic development and SME growth.

Cite This Study

Florentina Kurniasari (2023) studied this question.

synapsesocial.com/papers/68c24477b210217d647ac180https://doi.org/10.28992/ijsam.v7i2.169
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