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August 20, 2025International Journal of Applied Business and International ManagementOpen Access

Financial Performance and Business Sustainability Through Financial Literacy and Inclusion Among East Java MSME Actors

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Authors

MWMaria WidyastutiDFDeograsias Yoseph Yustinianus FerdinandMKMargaretha Zhilla Natasya Kunang

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Overview

Observational analysis confirms financial literacy and inclusion improve financial performance in MSMEs, suggesting enhanced business sustainability.

Key Points

  • Financial literacy positively influences both financial performance and business sustainability in MSMEs, confirming its importance.
  • Analysis revealed a significant impact of financial inclusion on MSME financial performance and sustainability, highlighting its role.
  • Data collected from 290 MSME actors in East Java were analyzed using Partial Least Squares to reveal these relationships.
  • Improving access to financial services and financial education could greatly enhance MSME sustainability, pointing to crucial interventions.

Cite This Study

Widyastuti et al. (2025) studied this question.

synapsesocial.com/papers/68af35e9cf1dd9ea359ea57fhttps://doi.org/10.32535/ijabim.v10i2.4017
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Influences on MSME Sustainability: The roles of financial literacy, business capital, and financial inclusion2024 · 2 citations
  2. 2Financial Literacy’s Moderating Role in Savings and MSME Sustainability: Evidence from Central Java, Indonesia2025
  3. 3Empowering women entrepreneurs: the role of financial literacy, inclusion, and access in enhancing MSE’s performance and sustainability via women development program in Indonesia2025 · 7 citations
  4. 4Financial Literacy, Inclusion, and Competence in Driving MSME Sustainability: A Mediation–moderation Model of Financial Self-efficacy2025
  5. 5Development of the Pentuple Bottom Line Model in Moderating the Influence of Financial Literacy and Financial Inclusion on the Sustainability of Msmes in West Java2025 · 1 citations