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September 10, 2025Al-Amwal Jurnal Ekonomi dan Perbankan Syari ahOpen Access

Digitalization of Islamic Financial Services: Opportunities and Challenges in the Industrial Era 5.0

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Authors

MMMuslih MuslihMAMuhamad Wardany Anwar

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Overview

Mixed-method analysis of digitalization effects on islamic finance growth and regulatory challenges.

Key Points

  • Digitalization enhances financial inclusion and operational efficiency in islamic finance, but poses regulatory challenges.
  • The analysis indicates improvements in transaction speed and safety, with blockchain and fintech driving innovations in services.
  • A mixed approach employed qualitative and quantitative assessments to evaluate the impact on operational efficiency and inclusion.
  • Effective oversight and clear sharia standards are critical to maintaining integrity in the evolving digital landscape.

Cite This Study

Muslih et al. (2025) studied this question.

synapsesocial.com/papers/68c243f6b210217d647a9101https://doi.org/10.69768/ja.v3i2.20
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