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September 10, 2025Journal of Islamic Economics and Finance

Transforming Islamic Finance: Innovation Opportunities, Global Challenges, and the Role of Artificial Intelligence in Islamic Financial Management

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Authors

ESEmelda Sari

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Overview

Literature review identifies AI’s role in enhancing shariah compliance and financial inclusion in Islamic finance, highlighting regulatory challenges.

Key Points

  • AI and blockchain significantly improve operational efficiency and financial inclusion in the Islamic finance sector.
  • The study identifies regulatory challenges and the need for strict supervision to maintain shariah compliance.
  • Data was collected through a literature review with thematic analysis identifying key themes in technological innovation.
  • Digitalization presents great potential for Islamic finance but requires collaboration among various stakeholders to be sustainable.

Cite This Study

Emelda Sari (2025) studied this question.

synapsesocial.com/papers/68c23caeb210217d6478a924https://doi.org/10.64845/wvj79694
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  3. 3ARTIFICIAL INTELLIGENCE (AI) IN ISLAMIC FINANCE: A MAQASID AL-SHARIAH PERSPECTIVE2025 · 5 citations
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  5. 5Digitization and its Impact on the Development of Islamic Banking Products: An Islamic Economic Perspective in the Digital Age2025