wl-6979-Digital Financial Inclusion: The Indian Case in Global Context

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Analysis reveals urbanisation and digital payments drive DFI in India, highlighting the digital divide's impact.

Digital financial inclusion significantly enhances access to essential financial services, indicating a leap towards inclusivity.
The study identifies urbanisation and digital payments as key factors, with evidence spanning from 2011 to 2021.
Using a fixed effects panel model, the analysis highlights critical macro-level determinants of DFI.
Addressing the digital divide will be essential for sustainable financial growth and stability in India.

Sarkar et al. (2025) studied this question.

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