September 5, 2025Deleted JournalOpen Access

Fintech Innovations for Inclusive Growth in India: Can the Promise Be Realized

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Observational analysis examines financial inclusion impact of fintech innovations in India, suggesting significant growth potential.

Fintech innovations have increased access to financial services, particularly for marginalized groups in India.
As of 2023, over 500 million Jan Dhan accounts and more than 10 billion UPI transactions highlight rapid digital adoption.
The study employs observational analysis to assess fintech's impact on inclusive growth amid significant challenges.
Despite growth potential, critical issues like digital divide and low literacy threaten the effectiveness of fintech solutions.

Fareeda et al. (2025) studied this question.

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