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August 26, 2025INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENTOpen Access

Determinants of Financial Inclusion in Himachal Pradesh

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Authors

RCRashmi ChaudharyATAnupma Thakur

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Implication

Analysis of financial inclusion highlights key barriers in rural areas of Himachal Pradesh, indicating gender and socio-economic impacts.

Key Points

  • Financial inclusion is significantly enhanced by higher education levels and financial knowledge, while income plays a key role.
  • Key findings indicate gender disparities, with women exhibiting lower awareness but greater engagement in microfinance initiatives.
  • The study employed probit and logit models based on data from 375 respondents across three districts in Himachal Pradesh.
  • Targeted policies are necessary to bridge financial inclusion gaps, particularly affecting women and impoverished individuals.

Cite This Study

Chaudhary et al. (2025) studied this question.

synapsesocial.com/papers/68af7c947567bf4f94ff4353https://doi.org/10.55041/ijsrem51997
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1To Study the Impact of Financial Inclusion Measures on Operational Performance of Banks in Himachal Pradesh2025
  2. 2A STUDY OF FINANCIAL INCLUSION AND ITS IMPACT ON ECONOMIC DEVELOPMENT OF RURAL AREAS IN UDAIPUR DIVISION2024
  3. 3A STUDY OF FINANCIAL INCLUSION AND ITS IMPACT ON ECONOMIC DEVELOPMENT OF RURAL AREAS IN UDAIPUR DIVISION2024
  4. 4Financial Inclusion and Economic Development in Rural Areas of Rajasthan2024 · 1 citations
  5. 5Impact of Financial Inclusion on Standard of Living: Evidence from Rural Households in Assam2025 · 4 citations