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August 17, 2025SEDME (Small Enterprises Development Management & Extension Journal) A worldwide window on MSME Studies

Impact of Financial Inclusion on Standard of Living: Evidence from Rural Households in Assam

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Authors

BPBarnali PaulPDPranesh Debnath

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Overview

Logistic regression shows financial inclusion improves standard of living in rural households, highlighting the need for digital infrastructure and financial literacy.

Key Points

  • Financial inclusion positively impacts the standard of living of rural households in Assam—indicating greater economic prosperity.
  • Analysis reveals that not only does financial inclusion affect living standards, but also factors like permanent employment and household expenditure matter.
  • Using logistic regression analysis, the study evaluates the influence of financial inclusion on living standards among 405 households.
  • Findings call for policymakers to expand digital financial infrastructure and support financial literacy initiatives for rural populations.

Cite This Study

Paul et al. (2025) studied this question.

synapsesocial.com/papers/68a3532c234c60ad5c20e535https://doi.org/10.1177/09708464251363284
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Also Consider

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  1. 1A STUDY OF FINANCIAL INCLUSION AND ITS IMPACT ON ECONOMIC DEVELOPMENT OF RURAL AREAS IN UDAIPUR DIVISION2024
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  3. 3Can Financial Inclusion Reduce Household Food Insecurity? Evidence From Rural Odisha2025 · 3 citations
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