Cyber Security Awareness, Knowledge and Behavior of Digital Banking Users in Salatiga

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Quantitative analysis reveals cybersecurity knowledge significantly influences awareness and user behavior in Salatiga.

Cybersecurity knowledge positively impacts users' behavior and awareness, indicating that education is crucial for better security practices.
Results show that awareness directly affects behavior, but does not mediate the knowledge-behavior relationship significantly.
Using data from 200 respondents, the analysis was conducted with SmartPLS 4 for robust statistical insights.
Implications for the banking sector suggest targeted education programs are needed to enhance cybersecurity awareness among users.

Nagari et al. (2025) studied this question.

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