What type of study is this?

This is a Cross-Sectional Study study.

October 23, 2025Asian Journal of Economics Business and AccountingOpen Access

The Impact of Digital Financial Literacy on Cybercrime Victimization: Evidence from the Digital Banking Customers in Commercial Banks of Sri Lanka

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Authors

GWGihan WeerasingheUniversity of Sri Jayewardenepura RPRumali PereraUniversity of Peradeniya MKM. M. S. A. KarunarathnaUniversity of Ruhuna

Discussion

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Implication

Survey reveals digital financial literacy improves user attitudes, reducing cybercrime victimization among clients, suggesting urgent reforms are needed.

Key Points

The likelihood of cybercrime victimization decreases with improved user attitudes and digital financial knowledge, highlighting the role of literacy.
Findings from a survey of 381 digital banking users indicate that perceived behavioral control does not affect victimization directly.
Employing a cross-sectional survey design, this research applies the Theory of Planned Behavior and Routine Activity Theory framework for analysis.
The study underscores the importance of structured literacy programs to enhance cybersecurity resilience in Sri Lanka's banking sector.

Cite This Study

Weerasinghe et al. (2025) studied this question.

synapsesocial.com/papers/68fa1210f9f8b44535bfced6 https://doi.org/10.9734/ajeba/2025/v25i112031

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Implication

Survey reveals digital financial literacy improves user attitudes, reducing cybercrime victimization among clients, suggesting urgent reforms are needed.

The Impact of Digital Financial Literacy on Cybercrime Victimization: Evidence from the Digital Banking Customers in Commercial Banks of Sri Lanka

Discussion

Member takes

Implication

Key Points

Cite This Study

The Impact of Digital Financial Literacy on Cybercrime Victimization: Evidence from the Digital Banking Customers in Commercial Banks of Sri Lanka

Discussion

Member takes

Implication

Key Points

Cite This Study

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Also Consider