The Liability of Digital Banks for Data Breaches Occurring in Account Linkage

View Full Paper

Ask AI

Bookmark

Authors

Discussion

Normative analysis reveals gaps in legal frameworks for data privacy in Indonesia's digital banking sector, indicating urgent reforms are needed.

Digital banks face legal ambiguity regarding liabilities for data breaches in account linkage, potentially harming consumers.
The review highlighted inconsistencies in laws regarding data privacy, creating a confusing regulatory environment for digital banking.
Normative juridical analysis examined existing financial authority policies and contractual agreements related to data protection.
A stronger legal framework is essential to protect consumers and clarify the responsibilities of digital banks in Indonesia.

Pattra et al. (2025) studied this question.

View Full Paper

Ask AI

Bookmark

Normative analysis reveals gaps in legal frameworks for data privacy in Indonesia's digital banking sector, indicating urgent reforms are needed.