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September 10, 2025Unram Law Review

Cyber Insurance as a Risk Mitigation Tool and Company Compliance Instrument with Indonesia's Personal Data Protection Law

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Authors

FJFarras Achmad JoenaediUniversity of Pembangunan Nasional Veteran Jawa TimurDTDwi Desi Yayi TarinaUniversity of Pembangunan Nasional Veteran Jawa Timur

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Implication

Analysis reveals cyber insurance promotes compliance and mitigates risks from data breaches in Indonesia.

Key Points

  • Cyber insurance serves as an effective tool for mitigating financial losses from data breaches, supporting compliance with regulations.
  • The study highlights significant incidents of data breaches in Indonesia and their implications for businesses needing stronger protections.
  • Normative legal analysis of Indonesia's UU PDP reveals gaps in corporate compliance that could be addressed by mandatory cyber insurance.
  • Adopting California's model for cyber insurance could significantly enhance regulatory adherence and reduce costs for Indonesian companies.

Cite This Study

Joenaedi et al. (2024) studied this question.

synapsesocial.com/papers/68c23d81b210217d6478e65ehttps://doi.org/10.29303/ulrev.v8i2.380
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Strengthening Cybersecurity and Data Protection Legal Framework in Indonesia: A Normative Analysis of Current Challenges and Future Directions2025
  2. 2Personal Data Protection in Digital Business Based on the Law on Personal Data Protection2025 · 1 citations
  3. 3CYBER RISK MANAGEMENT IN THE DIGITAL ERA: AN ANALYSIS OF MITIGATION STRATEGIES AND PREVENTIVE INNOVATIONS AGAINST CYBERCRIME IN INDONESIA2025 · 1 citations
  4. 4Legal Protection Against Cybercrime from Ransomware Attacks and Evaluation of the 2025 Cyber Security and Resilience Bill in Indonesia's Defense2025 · 1 citations
  5. 5Reforming Criminal Procedure to Regulate Deferred Prosecution Agreements for Corporate Personal Data Breaches in Indonesia2025