August 22, 2025KMC JournalOpen Access

Digital Financial Literacy and Behaviour: Exploring the Mediating Effect of Financial Confidence among University Students in Nepal

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Higher digital financial literacy and confidence lead to better financial behaviour among students.
Structural equation modeling revealed significant relationships among digital financial literacy, confidence, and behaviour.
Data collected from 404 university students in the Kapilvastu district supports the findings.
Implications point to the need for enhanced digital financial literacy initiatives in national education efforts.

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Implication

Causal-comparative study finds financial confidence mediates digital literacy's effects on financial behaviour in students, suggesting greater focus on education.

Cite This Study

Ujjwal Adhikari (2025) studied this question.

synapsesocial.com/papers/68af73637567bf4f94fed179 https://doi.org/10.3126/kmcj.v7i2.83456

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Implication

Causal-comparative study finds financial confidence mediates digital literacy's effects on financial behaviour in students, suggesting greater focus on education.

Digital Financial Literacy and Behaviour: Exploring the Mediating Effect of Financial Confidence among University Students in Nepal

Key Points

Discussion

Implication

Cite This Study

Digital Financial Literacy and Behaviour: Exploring the Mediating Effect of Financial Confidence among University Students in Nepal

Key Points

Discussion

Implication

Cite This Study

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