August 22, 2025KMC JournalOpen Access

From Knowledge to Action: Students’ Personal Financial Management in Rupandehi District of Nepal

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Quantitative study shows financial literacy predicts behavior and attitude in students, implying need for comprehensive education.

Financial literacy significantly predicts both financial attitude and behavior, establishing a strong foundation for financial management.
The study found that financial attitude mediates the relationship between financial literacy and financial behavior, supporting positive financial habits.
Using Partial Least Squares Structural Equation Modeling, data were collected from 500 college students across Rupandehi District, ensuring robust analysis.
Results emphasize the importance of nurturing financial education programs that develop knowledge, attitudes, and behaviors for better financial outcomes.

Sabita Paudel (2025) studied this question.

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