E-Wallet, Paylater, and Financial Literacy: Impact on Student Consumption

View Full Paper

Ask AI

Bookmark

Authors

Discussion

Quantitative analysis reveals e-wallet and paylater significantly affect student consumption, suggesting financial literacy's limited role.

The use of e-wallet and paylater significantly influences consumptive behavior among students at Brawijaya University.
Quantitative analysis showed a strong association between e-wallet usage and increased spending among tech-savvy students.
This study utilized Structural Equation Model Partial Least Square (SEM-PLS) to analyze the effects of fintech on consumption.
Findings indicate that while e-wallet and paylater usage are impactful, financial literacy did not significantly alter student spending patterns.

Pranata et al. (2025) studied this question.

View Full Paper

Ask AI

Bookmark

Quantitative analysis reveals e-wallet and paylater significantly affect student consumption, suggesting financial literacy's limited role.