Quantitative analysis reveals how financial literacy and digital literacy influence e-wallet adoption decisions among students, suggesting a need for educational enhancement.
Key Points
Financial literacy and digital literacy positively affect e-wallet adoption decisions among students.
A sample of 98 students participated in this study to assess the impact of literacy on technology use.
The research employed a quantitative approach, specifically applying multiple linear regression to analyze the data.
Enhancing financial and digital literacy is crucial for improving adaptive financial decisions in the digital era.