Development of the Pentuple Bottom Line Model in Moderating the Influence of Financial Literacy and Financial Inclusion on the Sustainability of Msmes in West Java
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Key Points
Financial literacy and financial inclusion significantly enhance MSME sustainability in West Java, addressing key challenges.
The analysis involved primary data from 380 MSME respondents, confirming the positive relationship between financial literacy and sustainability.
Employing a quantitative approach, the research also identifies the moderating effects of the Pentuple Bottom Line model on these relationships.
Support for MSME sustainability may strengthen through policies emphasizing spiritual and technological dimensions, based on the findings.
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Implication
Quantitative analysis shows financial literacy, inclusion drive MSME sustainability in West Java, highlighting PBL's moderating role.