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November 8, 2025Advances in Economics Management and Political SciencesOpen Access

Fintech Empowerment and Credit Accessibility for Small and Medium-sized Enterprises

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QZQinrui Zhan

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Overview

Review uncovers how fintech improves financial inclusion and credit access for SMEs, highlighting challenges such as digital literacy.

Key Points

  • Fintech improves credit access for SMEs by addressing traditional financing barriers and enhancing financial inclusion.
  • The review emphasizes job creation and innovation as crucial outcomes, indicating a strong link to economic growth.
  • Assessment of key themes including technological application, regional differences, and regulatory challenges associated with fintech.
  • Policymakers should focus on overcoming obstacles like digital literacy and regulatory gaps to promote effective SME financing.

Cite This Study

Qinrui Zhan (2025) studied this question.

synapsesocial.com/papers/690e8b75a5b062d7a4e7376fhttps://doi.org/10.54254/2754-1169/2025.bj28952
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