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This is a Quantitative Study study.

November 1, 2025Deleted JournalOpen Access

How Does Digital Financial Literacy Affect Family Pension Security?

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Increased household finance literacy is linked to a greater variety of pension assets held, and increased life insurance purchases for retirement.
The research identifies the role of digital tools and risk attitudes as key pathways influencing household pension decisions.
Models used include Ordered Probit, fractional Logit, and Probit for robust benchmark regression analysis across a large sample of 29,990 households.
Observations show differences in effects based on urban-rural status and household health, highlighting important demographic implications.

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Implication

Analysis reveals digital financial literacy increases variety and proportion of pension assets and life insurance purchases in households, indicating a need for improved financial education.

Cite This Study

Tao et al. (2025) studied this question.

synapsesocial.com/papers/69054ffa1a99e50463de679c https://doi.org/10.54097/936dgc42

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Implication

Analysis reveals digital financial literacy increases variety and proportion of pension assets and life insurance purchases in households, indicating a need for improved financial education.

How Does Digital Financial Literacy Affect Family Pension Security?

Key Points

Discussion

Implication

Cite This Study

How Does Digital Financial Literacy Affect Family Pension Security?

Key Points

Discussion

Implication

Cite This Study