October 8, 2025TATOHI Jurnal Ilmu HukumOpen Access

The Contribution of Savings and Loan Cooperatives to Financial Inclusion in Indonesia

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Qualitative analysis highlights challenges in financial inclusion through cooperatives in Indonesia.

Savings and Loan Cooperatives significantly improve financial inclusion for low-income groups, requiring further enhancements.
The research indicates that cooperatives can reduce financial access inequality, yet face barriers in regulation and technology.
Qualitative analysis reveals critical insights regarding the role of cooperatives in expanding financial access for the community.
Improving regulation, technology, and financial education is essential for cooperatives to effectively fulfill their purpose.

Zainudin et al. (2025) studied this question.

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