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October 2, 2025International Journal of Financial StudiesOpen Access

Financial Inclusion in Zimbabwe: Lessons from the Commercial Banking Sector

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Authors

AKAuxilia KawaraBMBinganidzo MucharaHPHuibrecht Margaretha van der Poll

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Overview

Mixed-methods study identifies financial inclusion gaps in Zimbabwe's commercial banks, highlighting policy needs.

Key Points

  • Positive strides towards financial inclusion were confirmed in Zimbabwe's commercial banking sector, indicating progress.
  • Banks faced challenges such as a high reliance on informal channels by consumers, with limited supportive policies identified.
  • The relationship mapping and thematic analysis from bank executives revealed critical insights for improving financial inclusion.
  • The study highlights that effective solutions are essential for addressing financial exclusion amidst Zimbabwe's macroeconomic challenges.

Cite This Study

Kawara et al. (2025) studied this question.

synapsesocial.com/papers/68de68ea83cbc991d0a2159bhttps://doi.org/10.3390/ijfs13040182
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