October 2, 2025

A Decadal Analysis Of Agricultural Indebtedness In India: Trends, Patterns, And Regional Variations

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The study reveals a concerning rise in agricultural non-performing assets, affecting the rural credit system significantly.
From 2013 to 2022, the analysis using time-series regression identified key trends in loan defaults and repayment issues.
Regional disparities were noted, with states exhibiting divergent credit default patterns despite similar agricultural outputs.
The findings suggest a need for a robust framework to reduce NPAs and improve agricultural credit accessibility.

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This analysis reveals trends in non-performing assets and credit disbursement in India's agricultural sector, highlighting regional disparities.

Pitambar Gautam (2025) studied this question.

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This analysis reveals trends in non-performing assets and credit disbursement in India's agricultural sector, highlighting regional disparities.