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September 18, 2025The University Journal

Effect of Credit Risk on Third-party Payment Processing among Retailers in Nairobi County, Kenya

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Authors

HMHellen M MungutiSOSelefano Odoyo

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Overview

Descriptive analysis reveals credit risk prominently influences payment processing among retailers, suggesting robust mitigation strategies are essential.

Key Points

  • Credit risk significantly influences third-party payment processing among retailers in Nairobi County.
  • Regression analysis indicated a notable effect (r2 = .282, β = .312, t = 6.838, p < .05) of credit risk factors.
  • Descriptive statistics showed default risk had the highest average (3.90), indicating preeminent concern among retailers.
  • The study emphasizes the need for effective risk management strategies to enhance payment processing efficiency.

Cite This Study

Munguti et al. (2025) studied this question.

synapsesocial.com/papers/68d433a3713b0b5dfea72f0dhttps://doi.org/10.59952/tuj.v7i2.416
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