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September 12, 2025Open Access

Digital-intelligent Technologies and Financial Development：A Review of Progress and Research Directions

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Authors

ZCZhuo ChenXSXinyu SunXZXiaolong Zheng

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Overview

This review analyzes the role of digital-intelligent technologies in financial development, suggesting pathways to enhance financial institutions and regulations.

Key Points

  • Digital-intelligent technologies enhance efficiency and personalization in financial services while reshaping institutions.
  • The review highlights challenges in implementing these technologies, like security and complexity, impacting financial development.
  • Three interrelated mechanisms are identified: data-driven processes, algorithmic empowerment, and ecosystem restructuring.
  • The paper discusses opportunities surrounding large language models for innovation and setting standards in financial service applications.

Cite This Study

Chen et al. (2025) studied this question.

synapsesocial.com/papers/68d41da8713b0b5dfea66ceehttps://doi.org/10.3724/bnsfc-2025.04.20.0001
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