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September 11, 2025International Journal of Environmental SciencesOpen Access

Millennial Humanist Investment Decisions: Exploring Financial Literacy Through Sharia Financial Behavior

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Authors

YKYusri KarmilaNHNasir HamzahMKMuslimin Kara

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Overview

Quantitative analysis shows financial literacy positively influences sharia financial behavior and humanist investment decisions.

Key Points

  • Financial literacy significantly affects sharia financial behavior and humanist investment decisions, enhancing ethical investment.
  • Sharia financial behavior is a key factor influencing how individuals make humanist investment decisions, reflecting spiritual values.
  • Using structural equation modeling, the study quantitatively shows these relationships in a sample of 120 millennials.
  • Greater awareness of sharia financial literacy encourages ethical, moral, and investment decisions aligning with sharia principles.

Cite This Study

Karmila et al. (2025) studied this question.

synapsesocial.com/papers/68d41734713b0b5dfea63ac0https://doi.org/10.64252/6f91kd71
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1The Influence of Sharia Financial Literacy and Religious Attitudes on Investment Behavior among Muslim Millennials in Indonesia2025
  2. 2The Impact of Religiosity, Risk Tolerance, Financial Behavior, and Locus of Control on Sharia Investment Decisions: The Moderating Role of Financial Literacy2025
  3. 3Investor Risk Behavior as a Mediator in the Influence of Financial Literacy on Millennial Investment Decisions: Evidence from Makassar, Indonesia2025 · 3 citations
  4. 4THE EFFECT OF ISLAMIC FINANCIAL LITERACY, SPIRITUAL INTELLIGENCE, AND BUSINESS ETHICS ON THE BEHAVIOR OF THE MILLENNIAL GENERATION WITH THE MEDIATING VARIABLE OF INTENTION TO USE ISLAMIC BANKING SERVICES IN DEPOK CITY2024
  5. 5The Influence of Sharia Financial Literacy, Risk Perception, and Social Influence on Sharia Financial Inclusion of Gen Z: The Role of Interest Mediation2025